07 October 2012

Do You Need A Solicitor To Deal With Public Insurance Claims?

By Elly Carter


There is a misconception among many people that accident insurance and public liability claims are one and the same. In reality they are not and they are different from each other. Although, both laws become operative because of accidents, the public insurance deals with accident due to employer's negligence. On the other hand, the accident insurance becomes operative without taking into account the who caused the accident.

Legal experts are of the opinion that public liability laws are very intricate pieces of legislation. Such cases can be handled only by well experienced and qualified solicitors like the Webster's lawyers. The first thing the lawyer would do is to study the case on hand and find out if it falls under the Public liability law. If so, then he will have to establish the negligence on the part of the employer.

If the solicitor is able to establish the negligence then other procedures will follow. As a matter of fact, most of the countries have enacted laws making it obligatory for every business establishment to take up public liability insurance. The remedy under this law will be available not only for the employees of the establishment but even for those who visit the organization. In fact, even workmen hired by the organization are covered under this law.

Experts are of the opinion that those who want to get remedy under the Public liability Insurance should employ well experienced lawyers. This requires enough legal acumen to deal with such cases. Of course after the accident, the injured will be in a state of stress and under medical supervision also. So, he will not be able to comply with all the legal procedures required to claim compensation. Interestingly, workmen compensation and public insurance are different from each other.

It is therefore advisable that the injured should avail the services of a competent solicitor. Similar to the Webster's lawyers, one can find solicitors who are adequately qualified and experienced in taking up such cases. These lawyers have a unique principle and that is 'no win no fee'. Interestingly, the lawyers also give first no fee consultation and of course on the principle 'no obligation of either side'.

Given the complex nature of public insurance claims as explained above, experts are of the opinion that such claims should be entrusted to competent solicitors. Similar to the Webster's lawyers, the solicitor must be well qualified and should have abundant experience in dealing with such laws. One should shortlist the lawyer only after going through his review. It is also necessary that the client should discuss with the solicitor all aspects of the case including his professional fee and its payment terms.




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